Terms of Service

Effective Date: [Insert Date]

1. Agreement to Terms

By accessing or using our website (https://www.rayatax.com/) or engaging our services (e.g., tax preparation, accounting, bookkeeping, business formation), you (“Client,” “you,” “your”) agree to be bound by these Terms of Service (“Terms”) and our Privacy Policy. If you do not agree, do not use our services.

2. Services Provided

Raya Tax provides tax preparation, business tax returns, bookkeeping, payroll setup, business formation, accounting services, and other related financial services as described on our website. We will use reasonable efforts to perform services professionally and in compliance with applicable laws and tax regulations.

3. Client Responsibilities

You agree to:

• Provide accurate, complete, and timely information and documentation required to perform services (e.g., W-2s, 1099s, business income/expense records, identification)
• Provide any additional information promptly if requested, to enable compliance with tax laws and regulatory requirements
• Review your tax returns or financial documents before filing and notify us of any errors or changes

4. Payment and Fees

You agree to pay the fees associated with the services you request (as listed or quoted on our website or communicated to you). Fees may vary depending on the complexity and type of service (individual return, business return, bookkeeping, etc.). Payment is due before or upon completion of service, as specified in our engagement.

If payment is not received, we may withhold delivery of final documents or decline further services until payment is made.

5. Limitation of Liability / Disclaimer

• Our services are limited to providing tax-preparation, bookkeeping, and related financial support. We do not guarantee any specific tax outcome, refund amount, or avoidance of audits.
• While we strive for accuracy, we are not responsible for taxpayer errors, omissions, or misrepresentations made by you. You are responsible for reviewing and confirming the accuracy of all submitted information.
• In no event will Raya Tax (or its owners, employees, affiliates) be liable for any indirect, special, incidental, or consequential damages arising from services provided — including loss of profits, punitive damages, or other losses, even if advised of the possibility of such damages.

6. Termination / Opt-Out

You may terminate processing and engagement at any time by notifying us. If you terminate after services have begun, you may still owe payment for work completed or costs incurred.

We reserve the right to refuse or terminate services to any client at our discretion (e.g., due to incomplete documentation, non-payment, or suspected fraud).

7. Governing Law and Dispute Resolution

These Terms and any disputes arising under them will be governed by the laws of the State of California, without regard to conflict-of-law principles. Any dispute shall be resolved by [choose one: binding arbitration / small claims court / general courts — or include both].

8. Changes to Terms

We may modify these Terms from time to time. We will post updated Terms on our website and indicate the date of last revision. Your continued use of our services after changes constitutes your acceptance of the new Terms.

9. Contact Information

If you have any questions about these Terms or our services, please contact us at:
Email: services@rayatax.com
Phone: (951) 733-4758

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